Putting pen to paper.
Like our clients, you have undoubtedly achieved varying levels of personal, educational, professional and financial success before seeking professional assistance in financial strategies. Our goal as advisors is to build on our clients' current habits that have led to confidence in their plans thus far. We remove what isn’t working and add what will take financial success to the next level. If you feel there’s room for improvement in your plans, then let’s find out. Even small improvements on the margins can lead to big results.
Why might you need an advisor?
Life Events
Life brings many changes. Some are wonderful, positive experiences that add joy to our lives such as marriage or the birth of a child. Unfortunately, other changes seem to happen to us, often without warning, and can have a lasting impact on our lives and the lives of those we hold dear.
We share many of life’s joys and sorrows with our clients. Whether it’s the birth of a child, the ending of a marriage, the excitement of a new career or the grief following the loss of a loved one, most of these life events have a financial impact. Managing through these times alone can be challenging as financial questions and concerns arise.
We partner with legal, healthcare and insurance professionals to help navigate some of these major life events with our clients.
Making Work Optional
Retirement looks and feels different for each of us. Some of us dream of walking away from work completely to live a carefree life such as spending more time with family or volunteering with a local non-profit. Others imagine leaving the day-to-day grind to work a more flexible part-time schedule which allows more time for personal pursuits such as fun trips close to home and abroad. With the stresses of paying a mortgage and putting children through school behind, some even fulfill the lifelong goal of starting a small business, going back to school or writing a book.
Each retirement plan is as unique as the individual who dreams it.
A Living Plan
We practice goals based financial planning with asset management strategies to support the plan. Comprehensive, goals-based financial planning looks at where you are today, what short-term objectives and long-term goals you are trying to achieve and analyzes the expected success rate based upon current and proposed recommendations.
Because life is constantly changing and little is certain, a financial plan is a living document. It must be reviewed and adjusted to ensure that it keeps pace with your goals and objectives. Robust financial plans require collaboration with tax, legal, and insurance professionals. With the help of these professionals, we monitor and review our clients’ success and make adjustments accordingly because the achievement of our clients’ goals is the ultimate result that we pursue.
Raymond James does not provide tax or legal services. Please discuss these matters with the appropriate professional.
Our Client Relationship Offerings
How to Engage
Once you’ve determined whether or not you feel an advisory relationship is appropriate, the next step is to determine who is going to embark on that financial journey with you.
An advisory relationship requires a commitment and an understanding from both parties. We need to be the right fit for our client and we perform best when our clients needs align with our level of expertise.
From business owners to corporate executives, newlyweds to widows and grandfathers to granddaughters, our individual clients’ investable net worth ranges from $100k to over $40M. We are grateful to have a skilled and committed team of professionals with experience and expertise capable of meeting the needs of investors and families on a wide spectrum.
Our typical client household ranges between $500k to $5M in investable net worth. We have found that we are truly able to add value in this space.
A Second Opinion
Life is busy and it’s hard to make time to review your portfolio to make sure that you’re on track to achieve your goals. However, it is so important to review your savings strategy, income needs, risk tolerance and portfolio performance to ensure that you are on track. We stress test our client financial plans and have a thorough process for back testing our own portfolios. We employ a similar process to review outside portfolios that could use a second opinion. A second opinion can confirm that what you are doing is on track to achieve your goals, or it could lead to discovery and an important adjustment that could make a substantial difference. An appropriate strategy and client confidence are our main goals and we are happy to answer the call, one way or another.
Financial planning requires a great deal of information. Data gathering can be a very personal process, as financial data and goals are intimate subject matter, and we request that our planning clients be prepared to have these types of conversations. We believe in the adage, “garbage in, garbage out” so the analysis we prepare and the recommendations that we are able to construct are highly dependent on the quality of the quantitative and qualitative data that we gather during the planning process.
Riskalyze
Investing requires taking on varying levels of risk. Everyone’s tolerance for risk is different and formed by a lifetime of experiences related to risk taking.
On a scale of one to one hundred, would you like to know your risk number? If so, invest five minutes to find out now!